Understanding Debt-to-Income Ratios

I often have questions from buyers, primarily first-time buyers, about the loanapproval process. There are three primary aspects to the loan approval process. Debt-to-income ratios. Down payment. Credit score. First, let’s discuss the debt-to-income question. Debt-to-Income RatioOne of the first steps of the mortgage approval process is the percentage of yourincome going toward your total […]



5 Tips for Tackling (and Surviving) Home Renovations

Renovating your home opens up all manner of possibilities, but it does take time and effort.Here’s everything homeowners should know about starting a renovation project, courtesy of TheAlfriend Group. Choose Upgrades CarefullyMost homeowners have big dreams for their properties, but it’s unlikely you’ll be able to makeevery improvement on your list. Consider the options and […]