I often have questions from buyers, primarily first-time buyers, about the loanapproval process. There are three primary aspects to the loan approval process. Debt-to-income ratios. Down payment. Credit score. First, let’s discuss the debt-to-income question. Debt-to-Income RatioOne of the first steps of the mortgage approval process is the percentage of yourincome going toward your total […]

Buying a new home in Ohio is an exciting endeavor, but it also comes with a lot of responsibility. It’s not just about keeping up with the interior aspects of your home; you also need to take care of the exterior. Donnie Hall, owner of Mighty Dog Roofing in Huber Heights, explains, “A disciplined approach […]

What is Eminent DomainEminent domain is the power to take any property for public purpose without the owner’s consentin exchange for the payment of just compensation. Every private property owner holds title to theirproperty subject to the power of eminent domain. Federal, state, local government agencies, andeven railroads and public utility companies have the power […]