Before you even begin looking for a new home to buy, you need to make sure your credit is good condition, and get a pre-approval letter. Further, you have to understand how to maintain your credit score through to closing on your home loan. Here is a list of recommendations on how to get and […]
Category Archives: Mortgages
Could the Equifax Hack prevent you from Buying a New Home?
Equifax is one of the three major credit bureaus in the Unites States. The customer data of 143 million people was compromised (this is about 50% of the entire US population). Information such as: social security numbers, home addresses, credit card numbers, driver’s license numbers, and birthdays have been available to hackers from mid-May through […]
Real Estate Investing: Strategies for Making Money
There are several different strategies in real estate investing. The best one to use actually depends on your resources, and what you are looking to accomplish. Buy & Hold – This is very simple. You purchase a property, and rent it out. You can buy single family or multi-family homes. They can be long-term rentals, […]
Home Buyers – Frequently Asked Questions
Purchasing a home can create many emotions and feelings. One of the best ways to ensure buying a home does not become overwhelming, is to become well educated and properly prepared for the process. Here are our most frequently asked questions from buyers. Should I talk with a bank before looking at homes? YES! There […]
Summer Fun in Dublin
The Memorial Tournament 5/29 – 6/4 The Muirfield Village Golf Club Experience golf at its finest during Memorial Tournament week! Hosted by golf legend Jack Nicklaus at his own internationally acclaimed Muirfield Village Golf Club, the tournament is played each year in the honor of greats of the game. As an invitational […]
How to Evaluate the When and Where of Buying Investment Properties
Rental properties continue to be one of the best investment opportunities available. According to Forbes, eighty-nine percent of investors have at least part of their portfolio in real estate. I have owned, and continue to buy, many homes in central Ohio. I have used the money to fund my children’s education, as well as other […]
How Brexit Will Impact Central Ohio Real Estate
Much has been said over the past few weeks about how Britain’s abandonment of the European Union will impact the financial sector, foreign policy, and international trade relations. But one area that many experts aren’t discussing is how this event will impact the US housing market. What many people don’t realize is how international our […]
How Much Can I Afford?
Your lender decides what you can borrow, but you decide what you can afford. No matter where you’re buying in Central Ohio, it’s important to determine your budget ahead of time. Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns […]
Why Your Kids [and you] Should Be Buying Investment Properties
Below is a great article from Brandon Turner, a contributor to Entrepreneur Magazine. It lays out in easy to understand terms why investing in real estate is so important for all investors – especially young investors who can build up a huge portfolio of properties over time. Enjoy . . . and share it with […]
Reasons To Get Pre-Approved
Before you start your home search, you want to know how much you can afford, right? There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search. How Pre-Approval Helps You as a Home Buyer One of […]