Things to Know Before Buying a Historic Home

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The charm of history beckons you from that historic home of your dreams. Intricate trimmings, charming architectural detail, and a story behind the whole thing all make a historic home an alluring package deal for buyers. Before you buy, take a second to think it over. Are there perks to purchasing these prized homes? What about any downsides? Here are some things you may want to know before buying a historic home.

Define the Home

Firstly, double check to truly identify whether or not the home is “historic”. You can officially check the historic status of the home with the National Register for Historic Places (NRHP) or a local historic board in your city. The Ohio Department of Natural Resources website explains that properties listed on the NRHP site “include buildings, sites, structures, objects, and districts that are significant in American history, architecture, archaeology, engineering, and culture.” Anything from a time period’s unique architectural style, to a famous person once living in the home could land a house on the NRHP list.

Financial Ups and Downs

There are several county and state governments that offer tax incentives for purchasing one of these homes. The government wants to see these homes preserved and what better way to preserve history than to get a loving home owner residing in it and doin the upkeep. Not all tax incentives are readily available to all historic home purchasers and there may be certain qualifications that must be met first. Also, some loans will offer lower interest rates for historic home buyers. Beyond the potential tax perks, check if the home’s neighborhood has tax downsides, such as higher property taxes. Monthly costs could be affected for a historic house too because of the lack of energy efficiency. Research past energy bills to get an idea on how much it will cost to heat and cool the home before you buy, as well as any safety updates or repairs that need to be completed before move-in.

Structural Check

Structural codes and health safety has changed much in the last decade, let alone the last century. A thorough home inspection is a necessity before purchasing one of these beauties. We recommend a home inspector who specializes in historic houses. Beyond the lovely looks could be lurking many issues including asbestos, lead paint, or mold from poor air circulation. Beyond structural problems, there are many restrictions on home improvements. This is because the hope is to preserve the historic integrity of the house in its original form. This means no second stories, no added square footage, and no replacing the windows with energy efficient ones. If for any reason there are significant structural issues in the home, don’t be afraid to walk away. Issues in this type of property could end up costing you more than conventional remodels and repairs in a newer home.

You may be just around the corner from purchasing your own historic home. When you are ready, be sure to keep this guide close by, as well as drawing from wisdom of experienced realtors and homeowners to help make an informed decision.  Happy historic home hunting!

About The Alfriend Group

Kyle Alfriend has been selling and marketing homes for over 20 years, successfully selling and buying homes in a variety of market conditions. He has sold over 1,200 homes, totaling over $250 million in homes sales. In Dublin, he has sold more homes that anyone ever. He has represented the areas largest builders, built his own homes, and owns and manages several investment properties. He has been awarded the "Top 10 M.A.M.E. Award (Major Achievements in Marketing Excellence) by the building and Realtor associations every year since 1993. He believes that everyone deserves the very best in knowledge, experience, and integrity when buying or selling their home. The Alfriend Group was started 5 years ago as a real estate team of professionals, specializing in buying/selling homes, property management, and real estate investments. For more information, call us today at (614) 395-1776.

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1,038 thoughts on “Things to Know Before Buying a Historic Home”

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  902. Thanks for your post. One other thing is that if you are disposing your property yourself, one of the concerns you need to be aware of upfront is how to deal with property inspection reviews. As a FSBO vendor, the key concerning successfully transferring your property and also saving money about real estate agent revenue is understanding. The more you know, the better your sales effort will be. One area where this is particularly significant is assessments.

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  1015. It’s my belief that mesothelioma is most lethal cancer. It has unusual characteristics. The more I really look at it the more I am assured it does not act like a real solid cells cancer. If mesothelioma can be a rogue viral infection, so there is the possibility of developing a vaccine as well as offering vaccination to asbestos uncovered people who are open to high risk involving developing potential asbestos linked malignancies. Thanks for expressing your ideas about this important ailment.

  1016. Another thing I have noticed is that often for many people, less-than-perfect credit is the response to circumstances over and above their control. For example they may have been saddled having an illness so they have large bills for collections. It can be due to a employment loss or maybe the inability to work. Sometimes divorce proceedings can send the budget in a downward direction. Thanks sharing your thinking on this blog site.

  1017. Thanks for sharing your ideas on this blog. Likewise, a myth regarding the banks intentions whenever talking about property foreclosures is that the lender will not take my installments. There is a degree of time the bank is going to take payments occasionally. If you are also deep in the hole, they are going to commonly desire that you pay the actual payment entirely. However, that doesn’t mean that they will have any sort of repayments at all. If you and the bank can find a way to work a little something out, a foreclosure procedure may halt. However, should you continue to neglect payments underneath the new system, the foreclosed process can just pick up exactly where it left off.

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